Need a car but have bad credit or no credit? It can be tough to find the right auto financing you need to get a car that will meet your needs, whether that's heading to work in Trenton NJ, running the family around Cherry Hill, or heading out on cross country trips out of Langhorne.

That's why we've put together a brief overview of ways to help you improve your odds of getting the new lease or used car loan you need today.

Work to Improve Your Credit

There are many things you can do to raise your credit score. Pay down your existing loan balances, ask for higher credit limits (but don't increase your utilization!), avoid closing out accounts, and don't open new accounts.

Save for a Larger Down Payment

A bigger down payment means a smaller loan and a greater likelihood of approval. Try to save up for a larger down payment, trade-in your old vehicle, or use your tax return.

Get Preapproved for Credit

You can apply for preapproval for a car loan to see how much you can afford. We offer a Finance Application at our online Finance Center for this purpose.

Choose an Affordable Vehicle

A smaller loan means higher odds of approval and lower down and monthly payments. Mitsubishi models like the new Mitsubishi Outlander SUV and the Mitsubishi Mirage G4 offer exceptional values, so you're likely to find the SUV you need for family life in Yardley or the sedan you need to commute to Morrisville PA in.

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